Commercial Policies

Commercial Policies
by oakwood

Protecting your commercial property from the unknown.

We provide insurance advice based on established risk models, and our experts have in-depth industry and trade sector knowledge. We have a strong client focus and strive to give expert advice and support based on our expertise, as well as communicate facts to our customers.

Direct Damage Coverage is a type of property insurance that pays the value of the property that has been damaged or the cost of the property’s repair or replacement.

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Time Element Coverage protects for financial losses incurred during the length of time it takes to repair damaged property. Time element coverages are usually written with direct damage insurance.

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Inland Marine policies cover movable property, and as such they are often referred to as floaters. Inland Marine Insurance is designed to cover equipment, machinery, or other property transported over land.

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Builder’s Risk Insurance is a unique form of insurance which covers a building where the building or insured area is presently being constructed. It can cover just the structure, the materials on site waiting to be installed, or materials being transported to the job site.

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Crime insurance is often an overlooked business necessity, leaving entrepreneurs vulnerable to financial loss. Crime-related losses are not typically covered by standard commercial property policies, so it’s important to make sure your business is protected.

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Insurance companies often have business owner’s policies specifically for those renting spaces for their place of business instead of owning the commercial property. These policies cover natural disasters, such as a fire burning down your unit, or water damage.

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